Lived
experience.
Pragmatic
solutions.
Zero £million
mistakes.
We bridge the gap between high-level expertise and on-the-ground execution. Whether it’s shaping complex business solutions or facilitating the compromise that keeps a project on track, we bring the been-there-done-that perspective to every challenge. We don’t just advise, we safeguard your business using the lessons only real-world experience can teach.
why Sagis?
In the fast-evolving world of financial services, generic advice isn't enough. Sagis was founded on the principle that true strategic value comes from deep domain expertise and a hands-on approach.
deep domain knowledge
We understand the nuances of banking regulations, legacy systems, and
emerging fintech trends.
actionable insights
We don't just deliver reports; we provide clear, implementable roadmaps for
growth and efficiency.
network & ecosystem
Our extensive network connects vendors with the right decision-makers and institutions with the best technology.
our expert team
Tim Hague
managing director
Tim is a seasoned mortgage professional with nearly 40 years of experience in the industry. He has held senior leadership roles in several major UK mortgage lenders and has a deep understanding of the mortgage market, regulatory landscape, and digital transformation.
Tim is a regular speaker at industry events and is passionate about using technology to improve the mortgage process for both lenders and borrowers.
Ahmed Michla
associate director
Ahmed is a strategic thinker with a pragmatic approach to problem-solving. He has a wealth of experience in the financial services industry, having worked in senior roles at several major UK banks and building societies.
Ahmed is an expert in digital transformation and has a proven track record of delivering complex projects on time and within budget. He is passionate about using technology to drive innovation and improve the customer experience.
Jaume Vilar
associate
Jaume is a Mortgage Technology Expert with over 25 years of experience, having held senior roles in lenders and vendors.
With expertise across business process, regulation and technology he has a deep understanding of the ‘art of the possible’ and can help lenders shape their projects and vendors shape their propositions in unique ways.
Bringing experience of change large and small over many years, Jaume can facilitate a successful and mutually beneficial operating model – often a challenge with sometimes competing objectives.
Neil Hoare
associate
Neil is a senior mortgage and insurance distribution specialist who brings extensive commercial, sales and marketing leadership experience gained in Director-level roles with leading mortgage clubs and networks, including Pink Home Loans, Personal Touch, HL Partnership, TMA and PRIMIS.
He specialises in helping firms turn complex market, regulatory and technology challenges into clear strategies and practical, future-ready solutions. His expertise spans proposition development, distribution strategy, technology adoption, operating-model change and commercial growth within regulated environments.
Combining deep sector knowledge with a strong network across brokers, distributors, lenders and technology providers, Neil is well placed to identify opportunities, connect the right partners and shape broker-ready digital propositions.